An agent that watches
your business. For you.
The same one, from the day you buy the business to the day you sell it.
It remembers everything your business knows: refunds, pricing exceptions, how deals actually get done, even after the people who knew it are gone. Then it tells you what to do: drafting the AR follow-up you don't have time to write, catching contracts before they auto-renew, making sure your business shows up when Google's AI is asked who to call. You just text it.
Sound Familiar?
You started a business to serve customers, not to become an accountant. But these problems keep you up at night.
Cash Flow Guesswork
"Will I make payroll next month?"
You're constantly guessing if there's enough cash to cover upcoming expenses, so every decision gets made in a panic instead of ahead of time.
Team Spending Chaos
"Multiple people, multiple cards, one mess"
Team members have company cards but you have no real-time visibility into what's being spent where, making budgeting impossible.
Tax Preparation Nightmare
"Scrambling at tax time, missing deductions"
Expense categorization happens manually at year-end, leading to missed deductions and unnecessary tax payments.
Disconnected Tools
"QuickBooks + Bank + Cards + Spreadsheets = Headache"
Your financial data lives in 5+ different places, so you're matching numbers by hand, and mistakes slip through.
We've seen these same gaps across real businesses like yours. That's why Mullet is built to catch them automatically, instead of asking you to.
No accounting background required.
Run the Business
The plan, watching your business day and night
Your Company's Operational Brain
What your team knows, turned into action
Mullet pulls how your business actually runs from where the knowledge lives: Slack threads, email, support tickets, Notion, Google Workspace, HubSpot. It builds versioned, auditable skill files that your AI agent uses to act safely and consistently. Refunds, pricing exceptions, incident response, the decisions your team currently keeps in their heads, now Mullet can execute on rules you set.
- Ingests from Slack, email, tickets, Notion, Google Workspace, HubSpot
- Builds versioned skill files (auditable, editable, never lost)
- Powers AI automation of operational decisions
- Survives key-person turnover (no more brain drain)
"Mullet knows how we actually run, even when the people who knew aren't here."
And for the moments you'd rather not look
You know exactly what to do
That was never the problem
Anchor catches the moment before a decision slips: the invoice you've opened three times without sending, the subscription you meant to cancel, the balance you'd rather not check. It surfaces those moments right inside your Today feed, the same way Mullet already catches a T-bill maturity or an unused subscription.
- Follow-Through Rate, updated weekly, so progress is real, not a feeling
- Catches avoidance and postponement, not just overspending
- Whole-person wellness tracks, with Coco, tied to what's actually showing up
- Included automatically with Operator, no separate signup
"I finally stopped forgetting the same three things every month."
Before a decision costs you something, it runs the numbers first
Know the Runway Before You Hire
Real cash flow, one hypothetical away from an answer
Mullet already tracks your real runway from real payroll, tax, and financing obligations. Add a hypothetical hire's monthly cost and see exactly how much runway it costs you, before the offer goes out, not after the first payroll run.
- Runway pulled from real payroll, tax, and financing obligations, not an estimate
- Model a new hire's monthly cost before you commit, see the exact runway impact
- Compare today's runway against the scenario side by side
- No spreadsheet, no guessing. One number, before you sign an offer letter
"I knew the hire dropped us to 6 weeks of runway before I ever made the offer."
More of what's running in the background
Categorizes Every Transaction, Automatically
Mullet tags every transaction the moment it lands. No year-end scramble, no missed deductions.
- Categorizes as it happens, not at year-end
- Builds your tax-ready reports continuously
- Keeps a full audit trail without you touching it
Watches Every Card, in Real Time
Mullet tracks what every team member spends the moment they spend it, and flags anything that breaks budget.
- Flags spending the moment it happens
- Enforces the budgets you set
- Routes anything over-budget for your approval
Builds Your Reports Before You Ask
P&L, balance sheets, tax reports: Mullet generates them instantly, so you're never caught scrambling.
- Generates P&L and balance sheets on demand
- Shares directly with your accountant
- Exports cleanly to QuickBooks
Catches When You're Overpaying a Vendor
Mullet compares your contracts against real market rates and tells you exactly where you have leverage.
- Analyzes contracts against market rate data
- Flags where you're paying above market
- Hands you the leverage, not just a report
Traditional Accounting Software vs AI-Powered Financial Intelligence
QuickBooks tracks your past. Mullet optimizes your future.
Buy or Sell the Business
Buying a business from a retiring owner? Know what you're buying before you sign.
More owners are handing off their businesses, and many will carry part of the price as a seller note. Greenlight checks the seller's numbers against real bank statements and shows how the deal holds up against your own finances.
Upload bank statements and tax returns. Greenlight builds a baseline and labels every figure Verified, Seller-reported, or Unverifiable.
See the seller's adjustments sorted by how likely they are to hold up in underwriting, and cash flow with and without you running the business.
Model the seller note and loan against real cash flow. You choose the structure.
After you close, Greenlight compares actual results with what you underwrote, so you find out early if the deal is off track.
After you close, Greenlight doesn't disappear. Your underwriting, the loan schedule, the first 90 days, all of it stays with the deal. And since it's the same business in the same Mullet account, growing into Payables, Payroll, and cash flow forecasting is the next step, not a new system to set up. Proposta's there too, when you're ready to get the business found online.
Analysis to help you decide, not legal, tax, or lending advice.
Just closed on a seller-financed deal? Proposta helps you grow the business you just bought: visibility and bookings that make servicing the note easier from day one.
Thinking about selling one day? The businesses that get the best offers are the ones with years of documented performance behind them. See how Proposta builds that automatically.
Get Found
Real payment data from Square, so Mullet sees your actual sales, not just what hits the bank. Direct sync with your field-service software, so job records and reviews build your Knowledge Catalog automatically. And CRM integration, so a Proposta booking creates a real contact on your end, not just a click we track.
Every job, every review, every case study you build here is exactly what a buyer's diligence looks for. This is what makes a business acquisition-ready.
Operator also unlocks
Reward Stacking Intelligence
Maximize points on every business booking. AI combines corporate portals, optimal cards, and active promos for 3-8x more travel rewards.
- Corporate travel optimization
- Card routing by category
- Transfer partner alerts
Real World Asset Access with Employee Perks
Invest business reserves in fractionalized real-world assets. Offer RWA investment access as a unique employee benefit.
- Business investment options
- Employee perk program
- Passive income for reserves
And all of this works over text
Ask about your cash flow, a deal you're diligencing, or your Proposta status: all three, one text thread, no app to open.
See every feature by tier →Frequently Asked Questions
Everything you need to know about your complete financial intelligence systemCommon questions answered
Still have questions?