Take Control of Your Financial Future
In a world of complex finances, conflicting advice, and missed opportunities, it's time for a smarter approach.
250+ people transforming their finances with Mullet
Your Financial Dashboard
Financial Health Score
82/100
Cash Flow Alert
Potential cash shortage in 45 days. Here are 3 recommendations to prevent it.
Rewards Opportunity
Shifting your utility payments to your Chase card would earn 3x more points.
Tax Saving Insight
Implementing these 2 strategies could save you $1,240 in taxes this year.
Potential Annual Savings
$4,320
The Financial Challenges You're Facing
You're not alone. These are the common struggles we see every day.
External Problem
Managing finances across multiple platforms is costing you time and money. The average professional loses $4,200 annually in missed optimization opportunities.
"I was using 6 different apps to manage my finances and still missing opportunities."
— Michael T., Small Business Owner
Internal Problem
Feeling overwhelmed by financial decisions and uncertain if you're making the right choices leads to stress, procrastination, and missed opportunities.
"I knew I should be doing more with my finances, but I didn't know where to start."
— Sarah L., Marketing Director
Philosophical Problem
In today's economy, financial intelligence shouldn't be reserved for the wealthy. Everyone deserves access to sophisticated financial guidance.
"Why should only the wealthy have access to the best financial strategies?"
— David K., Freelance Designer
Your Financial Intelligence Team
Human expertise amplified by AI to provide you with unbiased, personalized guidance
We Understand Your Financial Challenges
We created Mullet because we were frustrated by the same problems you face: fragmented financial tools, biased advice, and missed opportunities. We believe everyone deserves access to sophisticated financial intelligence. This is especially true in today's environment of stagnant wages, skyrocketing housing costs, mounting student debt, and diminishing opportunities for wealth creation.
Your Path to Financial Transformation
A simple four-step process to optimize every aspect of your finances
Connect
Connect your accounts and let our AI analyze your financial landscape
Securely link your accounts, credit cards, and financial tools. Our system analyzes your complete financial picture.
Optimize
Receive personalized recommendations across all four financial pillars
Our AI identifies opportunities in cash flow management, tax optimization, rewards maximization, and asset building.
Implement
Take action with one-click implementation of recommendations
Easily implement our suggestions with guided workflows and automation that handles the complex parts for you.
Grow
Watch your financial health score improve and wealth grow
Track your progress with our Financial Health Score and see the tangible results of your optimized finances.
Getting Started Is Easy
Join the waitlist today and be among the first to transform your finances
Four Integrated Pillars
A complete financial intelligence platform that optimizes every aspect of your finances
Cash Flow Guardian
Proactive financial management that predicts and prevents cash flow issues before they happen, for both individuals and businesses.
- 90-day cash flow forecasting
- Early warning system
- Payment timing optimization
- Expense categorization and analysis
Financial Advisory
Personalized finance, investment, and tax guidance based on your complete financial picture, with no conflicts of interest.
- Unbiased financial recommendations
- Tax optimization strategies
- Investment allocation guidance
- Goal-based financial planning
Rewards Optimization
Maximize the value of your credit card rewards by optimizing which cards to use where and when for maximum points.
- Card usage recommendations
- Rewards tracking across all cards
- Points value optimization
- Special offers and bonuses
Asset Building
Convert optimized rewards into fractional ownership of real-world assets, building wealth from everyday spending.
- Curated asset opportunities
- Fractional ownership structure
- Diversified portfolio building
- Automated rewards conversion
Membership That Grows With Your Journey
Choose the membership tier that matches your current needs. Upgrade anytime as your financial journey evolves.
Essential
Start your financial transformation journey
Pillars Included:
- Personal cash flow monitoring
- 90-day cash flow forecasting
- Connect up to 3 credit cards
- Basic rewards optimization
- Weekly financial insights
- Mobile app access
Premium
Accelerate your financial growth
Pillars Included:
- Everything in Essential
- Connect unlimited cards & accounts
- Advanced rewards optimization
- Tax optimization recommendations
- Investment guidance
- Retirement planning
- Priority customer support
Elite
Maximize your wealth building potential
Pillars Included:
- Everything in Premium
- Full access to asset marketplace
- Personalized asset recommendations
- Wealth building strategy
- Dedicated financial AI advisor
- Quarterly strategy reviews
- Early access to new features
All Memberships Include
Bank-Level Security
256-bit encryption, SOC 2 compliance, and regular security audits to protect your data.
Weekly AI Insights
Personalized financial insights and recommendations delivered to your inbox every week.
Financial Health Score
Track your progress with our proprietary scoring system that measures your overall financial health.
Satisfaction Guarantee
30-day money-back guarantee if you're not completely satisfied with your membership.
Your Membership Dashboard
Your membership unlocks a personalized dashboard that grows with you. Access more features and insights as you upgrade your membership tier.
Your Membership
Premium
Financial Health Score
Cash Flow
$12,450
Projected 30-day balance
Advisory
3 New Recommendations
Tax optimization opportunity
Rewards
124,500
Total points across all cards
Assets
Upgrade to Elite to unlock
AI Insight of the Day
Switching your Netflix subscription payment to your Chase Freedom card would earn you 5% more rewards this quarter.
Ready to Transform Your Financial Future?
Join the waitlist today and be among the first to experience the power of Mullet's financial intelligence platform.
The Cost of Financial Fragmentation
What happens when you don't have a unified financial intelligence platform
Missed Optimization Opportunities
The average professional loses $4,200 annually in missed financial optimization opportunities across cash flow, taxes, and rewards.
Cash Flow Emergencies
73% of businesses experience preventable cash flow problems that could have been predicted and prevented with proper forecasting.
Retirement Shortfall
Most people retire with 40% less wealth than they could have accumulated with proper financial intelligence and optimization.
Calculate Your Financial Opportunity Cost
How much money are you leaving on the table each year?
Annual Business Expenses
$100,000
Typical optimization: 3-5%
Annual Income
$150,000
Typical tax savings: 2-4%
Your Potential Annual Savings
$7,500 - $13,500
Discover Real-World Assets
Build a portfolio of premium assets previously available only to the wealthy
Own fractions of museum-quality artworks from renowned artists
Contemporary Collection
Total Value: $850,000
Minimum Investment
$25 in rewards
Historical Returns
+12.4% annual avg
Impressionist Landscape
Total Value: $1.2M
Minimum Investment
$50 in rewards
Historical Returns
+9.7% annual avg
Real Results from Real Users
See how people like you are building wealth through everyday spending
Alex Rivera
Graphic Designer, 28
"Converting my optimized rewards into fractional assets has been game-changing. I've built a diverse portfolio of commercial real estate and fine art that's appreciated 11.5% annually—all from spending I was doing anyway."
Annual Rewards
$860
Asset Portfolio
$2,150
Annual Growth
+11.5%
Taylor Johnson
Software Engineer, 31
"I was using the wrong cards for almost everything. Mullet analyzed my spending patterns and recommended specific cards for different categories. My rewards earnings increased by 47% in the first month alone, without changing my spending habits at all."
Rewards Increase
47%
Monthly Optimization
$124
Cards Optimized
3
Frequently Asked Questions
Everything you need to know about Mullet